Sunday, August 30, 2009

Where Is the Market for Retirement Books?


Question:

So where is the market for a
retirement book such as How to Retire Happy, Wild, and Free by Ernie J. Zelinski or a quasi retirement book such as Career Success Without a Real Job?

Answer:


  • There are now 76 million baby boomers in the U.S. nearing retirement.

  • In the next six years, nearly 2 million teachers are expected to retire in the U.S.

  • In the next five years, over a third of federal government employees in Canada are expected to retire. In New Brunswick, half of the provincial government managers are expected to retire in the next seven years.

  • Within the next three years, nearly half of government executives in the U.S. are slated to retire. (From an article on MSN.com called Six Hot Fields to Consider by Barbara Reinhold)

  • There are 35 million Americans over 65, and that number will grow to 62 million by 2025.

  • However, let's not forget the people from 45 to 65. Many of these people are either contemplating retirement, have sem-retired, or have fully retired at an earlier age.

    Here are Two New Retirement Quotes for Retirees:

  • Life begins when the kids move out and the cat gets run over.
    — Author Unknown

    An inordinate passion for pleasure is the secret of remaining young.
    — Oscar Wilde

Check out the:

Tuesday, August 18, 2009

Why Retirement Rocks and Signs You Need Career Success



Some of the Reasons Why Retirement Rocks from Ernie Zelinski's New Book Called The Joy of Being Retired Coming Soon:


    When you experience retirement fully, you get to achieve remarkable personal growth and higher consciousness, two elements of happiness extremely difficutl to experience in the typical workplace.

    You get to find out that if you want to live a long and happy life, you must forget how old you are. Indeed, this gets more important the older you get.

    Retirement allows you to get your priorities straight. No one on his or her death bed ever said, "I wish I would have spend more time in the office."



3 More Signs That You Have to Read Career Success Without a Real Job by Ernie Zelinski:


    1. You just may have to read Career Success Without a Real Job if you would like to simultaneously return dignity to the arts of working and loafing.

    2. You just may have to read Career Success Without a Real Job if the only time you feel comfortable at work is on casual Fridays.

    3. You just may have to read Career Success Without a Real Job if you have had 19 jobs in the last two years and didn't have to quit any of them.


Saturday, August 8, 2009

Signs That You May Just Need Career Success Without a Real Job



This revolutionary career book is for those millions of organizationally averse individuals who would like to break free of corporate life so that they have complete control over their lives. It will also benefit the millions of baby-boomer "retirees" who want to continue working, but not in a traditional corporate setting. Positive, lively, and captivating, Career Success Without a Real Job is designed to help you live an extraordinary lifestyle that is the envy of the corporate world — there is no life like it!


Here are some more signs that you may have to read Career Success Without a Real Job:

    You just may have to read Career Success Without a Real Job if you have on a résumé listed “Having a good time” under Hobbies.

    You just may have to read
    Career Success Without a Real Job if your present company is "making me a scapegoat - just like my three previous employers."

    You just may have to read Career Success Without a Real Job
    if in your last job you over stepped your job duties by cashing employees' paychecks.

    You just may have to read
    Career Success Without a Real Job if in your present job your favorite function is "checking customers out."

    You just may have to read Career Success Without a Real Job
    if you have used this as your e-mail on resumes ihatemylife@google.com.

    You just may have to read Career Success Without a Real Job
    if you have used this as your e-mail on resumes ihatework@google.com.

    You just may have to read Career Success Without a Real Job
    if you have used this as your e-mail on resumes worksucks@yahoo.com.

    You just may have to read Career Success Without a Real Job
    if you have become completely paranoid, trusting completely no one and absolutely nothing.

Download the free E-book with a chapter of Career Success Without a Real Job at Career Success E-book


Wednesday, July 22, 2009

MAJOR SUCCESS PRINCIPLES


Here are a few unconventional success principles:


    Limited funds are a blessing, not a curse. Nothing encourages creative thinking in quite the same way.

    Judge your success by what you had to give up in order to get it.

    Be an original even if it means being seen as a little eccentric. Unpopular thinking is normally right thinking.

    Choose work and projects that are in harmony with your values.

    Be modest. A lot was accomplished before you were even born.

    Beware of the person who has nothing to lose.

    MAJOR SUCCESS PRINCIPLE: Don't major in minor things.

    MAJOR SUCCESS PRINCIPLE: Winners do what losers don't want to do. Being average is for losers.

    MAJOR SUCCESS PRINCIPLE: Seek opportunity, not security. Security is for losers. A boat in harbor is safe, but in time its bottom will rot out.

    MAJOR SUCCESS PRINCIPLE: Instead of using the words problem or recession, substitute the word opportunity.

    MAJOR SUCCESS PRINCIPLE: Ever so often push your luck. It's best to live your life as an exclamation, not an explanation.


Here are a few resources to help you be more successful:


Saturday, June 27, 2009

Retirement Quotations - Not!


Here are some quotations. Although not retirement quotations, hopefully you will enjoy one of them.


    Failure is twenty years of shopping and nothing to wear.
    - Graffiti for the soul

    An economics professor teaches students how to solve the problems of the economy which the economics professor has avoided by becoming an economics professor.
    - Unknown wise person

    The only thing saving us from the people working in government is the fact that they are totally inept, inefficient, and ineffective.
    - Unknown wise person

    In today's economy, it's best to go to college or university and get yourself a good high-school education.
    - Unknown wise person

    All life is sacred except hippies, rednecks, and economists.
    - Unknown wise person

Here are some retirement resources:

Saturday, June 13, 2009

Career Resources for Retirees Who Want a Retirement Job




If you are a retiree thinking about going back to work, here are some more tell-tale signs that you should read Career Success Without a Real Job:



    You just may have to read Career Success Without a Real Job if your biggest claim to fame is being “Able to say the ABCs backward in under five seconds.”

    You just may have to read Career Success Without a Real Job if you have ever placed this on a résumé: “Am a perfectionist and rarely if if ever forget details.”

    You just may have to read Career Success Without a Real Job if people are so narrow-minded at your workplace that you have to stack their prejudices vertically.

    You just may have to read Career Success Without a Real Job if you have ever placed this on a résumé: “I have an excellent track record, although I am not a horse.”


Here are some success quotes if you still want to work in retirement and become a success in your career:


    To be successful, the first thing to do is fall in love with your work.
    — Sister Mary Lauretta

    The best augury of a man's success in his profession is that he thinks it the finest in the world.
    — George Eliot

    Trust not what inspires other members of society to choose a career. Trust what inspires you. From this decision alone will come over a third of your satisfaction or misery in your life.
    — from The Lazy Person's Guide to Success


    Here are some more resources for retirees:






Saturday, June 6, 2009

Why You May Have to Read "Career Success Without a Real Job"


Here are more tell-tale signs that you may have to read Career Success Without a Real Job:
  • You just may have to read Career Success Without a Real Job if your workplace has you wondering, "If ignorance is bliss, why aren't all my co-workers happy?"
  • You just may have to read Career Success Without a Real Job if your workplace is a refuge for the imbeciles and the incurables.
  • You just may have to read Career Success Without a Real Job if hope at your workplace is a pathological belief in the occurrence of the impossible such as things will be better next month.
  • You just may have to read Career Success Without a Real Job if hope at your workplace is an illusion reserved for the polyannas.
  • You just may have to read Career Success Without a Real Job if your company believes that the essence of good advertising is not to inspire hope, but to create greed.
  • You just may have to read Career Success Without a Real Job if you learned this from your workplace: "Ten million ignorances do not constitute one knowledge."

For more information on how to live without a job, check out The Joy of Not Working by Ernie Zelinski.


Tuesday, June 2, 2009

True Career Success and Career Success — Not!


These come from Career Success on Twitter:
You just may have to read Career Success Without a Real Job if you worship idleness because it is eco-friendly.
TRUE CAREER SUCCESS: "Find a job you like and you add five days to every week."
— H. Jackson Brown, Jr.

CAREER SUCCESS — NOT! "If your company has a clean-desk policy, the company is nuts and you're nuts to stay there."

CAREER SUCCESS — NOT! "Accomplishing the impossible means only that the boss will add it to your regular duties."
— Doug Larson

TRUE CAREER SUCCESS: "Every prosperous person who does not work hard has a creative project or intellectual property that does."

CAREER SUCCESS — NOT! "Some folks can look so busy doing nothin' that they seem indispensable."

Tuesday, May 19, 2009

Free E-book - Silver Linings in the Recession


"Nothing is as inevitable as a recession whose time is long overdue," according to Ernie Zelinski, in his new free e-book 101 Reasons to Love a Recession

"A recession is obviously upon us. But a recession is not all bad. In adversity, there is always opportunity — at least for those individuals willing to see it and motivated enough to capitalize on it. Indeed, the Chinese words for crisis and opportunity are the same."


This E-book is designed to entertain people as well as show them the many silver linings in the current recession:

"Please feel free to share this e-book with your readers, friends, clients, and co-workers, says Zelinski. "You can post it on your website if you want."

The E-book by the author of the International Bestseller
The Joy of Not Working (Over 225,000 copies sold and published in 17 languages) is available as a complimentary download at the following website:

The Retirement Café

See The Love a Recession Website for many more ways on how you can benefit
from a recession
.

Thursday, April 9, 2009

End of Recession Will Not Bring Back Retirement Spending


Even after the recession ends, Americans said their spending will return to just 86% of pre-recession levels, according to a survey by AlixPartners, a global business-advisory firm.

The spending drop will equate to an approximate 10% drop, or more than $1 trillion annually, in GDP, according to a press release of the survey results.

Survey participants estimated that their retirement savings have dropped an average of 25%, and almost a quarter of those polled (22%) said they now plan to retire later than previously expected. Among that number, the expected retirement age jumped 3.6 years to older than age 65. When asked why they now expected to retire later, 30% cited loss of savings or retirement.

AlixPartners said that the huge Baby Boomer generation—once thought to be moving into the years in which they would be spending their retirement savings—might instead be accounting for more than a third (35%) of total dollars saved by Americans post-recession.

If the recession has meant you are unemployed there is still hope.
If you would like to create your dream job or operate a micro-business, you need to read Career Success Without a Real Job.


Monday, March 23, 2009

Retirement Jobs for Retirees



Career Success Without a Real Job: The Career Book for People Too Smart to Work in Corporations by Ernie J. Zelinski is a great book for retirees who would like to keep working but not in a corporation.

Here are some of topics from Chapter 2: Unreal Jobs — So any Worlds; What to Do?:
  • The Best Time to Pursue Your Dream Retirement Career Is Twenty Years Ago and Today
  • Why Not Work for the Best Boss in the World — Twenty Million Individuals Already Do!
  • There's No Better Business than Your Own Unconventional Business
  • The World's Coolest Unreal Jobs
  • Today's Most Exciting Unconventional Business That Allows You to Make Money While You Sleep
  • Write Yourself out of Poverty into Satisfaction and Riches
  • Retire to a job You Love Instead of One You Love to Hate

Although this is not a retirement book like his two other best-sellers, it will particularly benefit the millions of baby-boomer "retirees" who want to continue working in a retirement job, but not in a traditional corporate setting.

Two more recent news item about the new retirement:

    Near-Retirees' net worth has plunged, report finds
    Jerry W. Jackson Sentinel Staff Writer
    3:39 PM EST, February 25, 2009
    etirees head back to work
    abc7news.com - San Francisco,CA,USA

      Retirees are feeling the impact of the sour economy right now, so many of them are going back to work. One retired accountant is now back at work driving a ...
      See The Retirement Cafe Website for more Retirement Jobs for Retirees











    Thursday, March 19, 2009

    Be Creative During a Recession


    This is the dedication by author Ernie Zelinski in his first book The Art of Seeing Double or Better in Business, which he wrote during a recession.

      To all the creative people throughout the ages who have been willing to risk, be different, challenge the status quo, ruffle a few feathers — and in the process — truly make a big difference in this world.
    And here are some latest headlines relating to retirement:

      Recession hits retirees living abroad
      Easier (press release) - Chester,UK
      Britons looking to retire abroad to traditional European destinations
      such as Spain and Portugal have been warned to think twice about their
      decision by the ...

      Florida retirees see American dream shattered
      Taipei Times - Taiwan
      The Florida panhandle, home to the US’ largest population of retirees,
      has become a center of financial panic. “The banks and the mortgage
      companies just ...
    What do these two seemingly unrelated topics have to do with each other?

    If you are retired or soon-to-be retired and want to survive the recession in style, no doubt you have to be creative. Early retirement can still be achieved in this day and age by the creative individuals of this world.

    More on this later.

    Friday, March 13, 2009

    What Is Happining to the Concept of Early Retirement?


    So what is happening to the concept of early retirement?

    Here are are a few retirement headlines from the major media?


      Pension disaster looms
      Edmonton Sun - Alberta, Canada
      Statistics Canada says about 5.7 million of Canada's 16.2 million workers have a private pension plan. Even before the stock market crashed, some Canadian ...

      Catholic Sentinel
      Faltering economy makes for tough times for seniors, retirees
      Catholic Sentinel - Portland,OR,USA
      By Ed Langlois The fall of the stock market has caused particular pain for retirees and those about to retire. One woman felt compelled to leave her new ...

      Americans react to recession in different ways; what about you?
      USA TODAY
      "My husband's retirement plan went down to practically nothing," she says. The Albrights aren't alone, by any means. It would seem Betty White, 76, ...




        Sunday, March 8, 2009

        In Retirement or Otherwise, Never Do These Things




        NEVER, NEVER DO THESE THINGS

          Never underestimate the power of human stupidity.
          — Robert Heinlein

          Never get involved with someone who wants to change you.
          — Quentin Crisp

          Never steal anything so small that you'll have to go to an unpleasant city jail for it instead of a minimum-security federal tennis prison.
          — P. J. O'Rourke

          Never send a man to do a horse's job.
          — Mr. Ed.


        Never fight an inaminate object.
        — P. J. O'Rourke

        Never insult an alligator until after you have crossed the river.
        — Cordell Hull


        Check out:

        Tuesday, March 3, 2009

        Retirement Is Getting a Bad Rap


        The Art of Retirement seems to getting harder by the day.

        Here are some more recent story headlines:

          Recession hits retirees living abroad
          Easier (press release) - Chester,UK
          Britons looking to retire abroad to traditional European destinations
          such as Spain and Portugal have been warned to think twice about their
          decision by the ...

          Florida retirees see American dream shattered
          Taipei Times - Taiwan
          The Florida panhandle, home to the US’ largest population of retirees,
          has become a center of financial panic. “The banks and the mortgage
          companies just ...

          Planadviser.com
          Would-Be Retirees Plan to Work Longer
          Planadviser.com - Stamford,CT,USA
          Delaying retirement is one of several life adjustments pre-retirees
          are making to weather the current economic climate. CPA financial
          planners surveyed by ...




        Check out these retirement resources:



        Friday, February 27, 2009

        Retirees and Soon-to-Be Retirees Net Worth Has Plunged


        Not so long ago I came across a report by the o the Employee Benefit Research Institute that said a startling 59 percent of workers age 55 or older have less than $100,000 in savings and investments, excluding the value of their home, according t Another 18 percent have between $100,000 and $249,999, and only 23 percent have $250,000 or more.

        Many people who were looking to retire in the near future are now expecting to work until they are 70, 80, or 90.

        It seems that things may be worse that first reported. The serious decline of house prices, the stock market crash and the economic recession (could be upgraded to a depression) have ravaged the wealth, or net worth, of Americans near the traditional retirement age of 65.


        See:




        Quotes for Retirement:

        • Bought one, got one free — first rung on the achievable goals ladder.
          — T-shirt worn by Mr. Boffo cartoon by Joe Martin
        • All intellectual improvement arises from leisure.
          — Samuel Johnson
        • The wisdom of a learned man cometh by opportunity of leisure: and he that hath little business shall become wise.
          — Bible
        Retirement Resources



        ERNIE ZELINSKI'S The Money Cafe featured on Launch Your Money Cafe Project:



        101 Really Important Things You Already Know, But Keep Forgetting


        Best Retirement and Finance Guides






        Monday, February 16, 2009

        Retirement Resources for the Recession



        Here are some benefits from the economic recession:


          From a food website:


          Food will improve in cafes and bars because only the cafes and bars
          serving high quality food at reasonable prices will survive.

          Some new delicious dishes may be born during the present recession.
          Like great music, some of the great food we eat today such as pizza
          and stew were created during economic downturns.

          People who don't know how to cook may learn how to do so simply because
          they can no longer afford to eat out all the time.

          The economic recession does has a silver lining for employers – it
          has created an opportunity for employers to pick up highly-experienced,
          motivated and loyal employees at very reasonable rates. Ron Brown,
          sales director at Australia's recruitment firm Plus 40, which specialises
          in the placement of older workers, says the pool of older workers
          looking for retirement jobs has increased sharply in recent months.
          “A lot of those people have less than half of the retirement savings
          they had three or four months ago.” Corporations can now get all these
          added extras – experience, a high level of skills, commitment, stability
          – for the same rate as a young unreliable and unexperienced employee.



        Here are two retirement recession resources to check out:





          Sunday, February 15, 2009

          Retirement Quotes and Retirement News


          Recent Retirement News:


            1. As nest eggs shrink, many defer retirement
            MSNBC
            But as the financial markets have raveged retirees’ savings and investments, Laursen has put his retirement on hold. On top of a big hit to his retirement ...

            2. rather ...
            Retirement deals leave big holes in city departments
            Tucson Citizen, AZ - 3 hours ago
            Tucson's administrators have tried to control the impact of those departures with sweetened retirement packages, reducing slightly the long-term payout in ...

            3. SD retirement, trust funds lose in market plunge
            Forbes, NY
            By CHET BROKAW , 11.17.08, 01:58 PM EST The stock market plunge has caused large losses for the South Dakota Retirement System and several state trust funds ...

            Resources for Retirement:


            Health Is the Best Retirement Gift to Give Yourself

            Where to Retire
          Two Retirement Quotes about Leisure to Help You Retire Happy


            All intellectual improvement arises from leisure.
            — Samuel Johnson

            The wisdom of a learned man cometh by opportunity of leisure: and he that hath little business shall become wise.
            — Bible

          Tuesday, February 10, 2009

          Retirement News from the Last Week

          Here are clips from recent retirement articles:

            Catholic Sentinel
            Faltering economy makes for tough times for seniors, retirees
            Catholic Sentinel - Portland,OR,USA
            By Ed Langlois The fall of the stock market has caused particular
            pain for retirees and those about to retire. One woman felt compelled
            to leave her new ...

            Americans react to recession in different ways; what about you?
            USA Today - USA
            "My husband's retirement plan went down to practically nothing," she
            says. The Albrights aren't alone, by any means. It would seem Betty
            White, 76, ...


            Future retirees will lose total contributions worth some €80 mln ...
            BusinessStandard.RO - Bucharest,Romania
            If future retirees lose total contributions this year worth some €80
            million, the fund managers will lose some €3 mln. Most of these managers
            expected to ...


          Check out these recent retirement resources: