Monday, April 28, 2008

Retirement Planning Basics

When happy and successful retirees are asked what advice they would offer to a person just entering retirement, most will respond with a variation of Spend as much — or considerably more — time thinking about how you will utilize your days and months as you do contemplating your finances. As one retiree told a newspaper reporter, "Retirement could well represent 25 percent or more of your whole life. Why leave it to chance?

Top Five Replies from Retirees to the Question: "What Would You Do If You Could Replan Retirement?"
  • Save more or save less money - 39 percent
  • Take better care of their health - 29 percent
  • Live closer to their children - 24 percent
  • Retire earlier - 23 percent
  • Get involved in more hobbies - 21 percent


How to Retire Happy, Wild, and Free — The World's Best Retirement Gift


Retirement Image

Over 90,000 Copies Sold

Published in 7 Foreign Languages

    5 Reasons You Want to Receive How to Retire Happy, Wild, and Free as One of Your Retirement Gifts

    1. You want to have a good day - everyday - when you retire!

    2. You "Absolutely, Positively" want to retire happy, wild, and free.

    3. You want to inspire yourself with new accomplishments once you retire.

    4. You want to gain the courage to take early retirement - in fact, the earlier, the better.

    5. You have always wanted to fire your boss and take control of your destiny.



Purchase How to Retire Happy, Wild, and Free on Amazon.com before you submit your retirement letter with this direct link:




The Joy of Not Working — The World's Second Ideal Retirement Gift


Retirement Gift

Over 225,000 Copies Sold
Published in 17 Languages



Like The Bible, The Joy of Not Working tells you everything you need to know to resolve your Life crisis, but doesn't exclude humor in its presentation. Check Chapter 7, "Lighting the Fire Rather than Being Warmed by It", pages 118-120, for a list of 200 activities for your consideration.

— Helga Roberts writing on AuthorsDen.com


Purchase The Joy of Not Working on Amazon.com with this direct link:


Friday, April 25, 2008

Retirement Planning Articles

Retirees Urged to Watch Out for Detoothers

The UPDF 3rd Division commander, Brig. Patrick Kankiriho, has advised retiring soldiers to watch out for spouses who love lavish lifestyles.

"If your spouse is a spendthrift and is not willing to adjust, abandon her, as she is bound to lead you into misery."

He made the remarks on Friday during a function at Rubongi Barracks in Tororo district where 57 UPDF soldiers retired. He told the retirees that they had left the army with a modest financial package which they should invest wisely.

"Irresponsible spouses are planning how best they can get a fair share of the money you have worked for before eloping away with other men."

He added that such women prefer staying in the cities. "She will insist that you rent an apartment in town then she will lure you into spending money on luxuries till it is finished."

Kankiriho also cautioned the soldiers against over drinking. "If you do that, you will never regret why you retired from the force," he added.

This bit is a great Singles Advantage to add to the revised edition of The Joy of Not Being Married:





Over 90,000 Copies Sold
Published in 7 Foreign Languages


Purchase How to Retire Happy, Wild, and Free on Amazon.com before you submit your retirement letter with this direct link:



Retirement Planning Image


Retirement Articles and Resources



1. Retirement Planning Tip - Retire to Where Retirement Living Is Best! - American Chronicle Retirement Articles by Ernie Zelinski - Soon retirement day will have come and gone. For your many years of service to the organization, you will have received congratulations from co-workers, a gold watch, and perhaps even a book on how to retire happily. If you are one of the fortunate ones, a generous company pension, government social security, and investments will give you the opportunity to pursue many interesting activities. According to financial experts, you will have it made. Indeed, you should live happily ever after. Not so fast!

2. Magical Retirement Planning - Make Retirement the Beginning of Life, Not the End! - American Chronicle Retirement Articles by Ernie Zelinski - PARADISE apparently isn't in the United States, at least for people planning to retire. In fact, almost 500,000 retired Americans live outside the United States, in places like Mexico, Thailand, Costa Rica, Panama, and Portugal.

3.Retire Happy Before You Expire! - Positive Retirement Quotes to Help You Do So - American Chronicle Retirement Articles by Ernie Zelinski - Retirement can be the best time of our lives. Unfortunately, the first part of many people's lives is wasted on boring work and the last part is wasted on a boring retirement. The good news, however, is that many more people enjoy retirement than those who don't.

4. Dynamic Retirement Living - Being Over the Hill Means Picking Up Speed! - Best Syndication Retirement Articles by Ernie Zelinski - Thinking young can help you to stay busily and happily involved in your so-called retirement years. Here are examples of several elderly people who kept active in their "retirement" years:

5. Your Magical Retirement Plan - Retire to Where Retirement Living Is Best! - Best Syndication Retirement Articles by Ernie Zelinski - Whether retirement is a distant dream, just around the corner, or if you are already retired, give some consideration in your retirement plan to living and traveling in a country other than where you are today.

6. Retirement Planning Tips on the Best Places to Retire - There are three other main motives why retirees may move to a new location. The first is to relocate to a beautiful location with a better climate and find refuge there. It can be a place formerly reserved for annual vacations somewhere close to the mountains, beside the ocean, or in a nice warm climate.

7. Top-Ten Inspirational Retirement Quotes to Help You Retire Happy, Wild, and Free - Amazines Retirement Articles by Ernie Zelinski - Unfortunately, retirement often gets a bad rap from many media people and other individuals who themselves have not been able to successfully cope with retirement. Fortunately, however, people who can't cope with retirement are in the minority. "Retirement works out quite well for people," states Joel Savishinsky, a professor at Ithaca College.

8. SelfGrowth.com - Retire Early So That You Can Retire Happy Before You Expire! - Positive Retirement Quotes to Help You Do So - Retirement can be the best time of our lives. Unfortunately, the first part of many people's lives is wasted on boring work and the last part is wasted on a boring retirement. The good news, however, is that many more people enjoy retirement than those who don't.

Clearly, retirement can be a challenging life transition, either financially or personally. Many people have lots of time on their hands, but way too little money. Others have lots of money, but don't know what to do with their time.

In this regard, Samuel Johnson declared, "Money and time are the heaviest burdens of life and the unhappiest of all mortals are those who have more of either than they know how to use."

9. SelfGrowth.com: How To Absolutely, Positively Make Retirement The Beginning Of Life - And Not The End! - In the course of a lifetime people pick up the knowledge and skills to build careers, raise their families, and accumulate material possessions. But not much of that prepares them for life in retirement. How do they handle leisure time? How do they keep their minds in tiptop shape? How do they adjust to a life without structure and purpose?

Fact is, retirement planning for the separation from work requires mental and spiritual planning more than most people realize. A long-term retirement plan to achieve your retirement goals is essential if you want a meaningful and productive retirement. The degree to which you plan beforehand how you are going to spend the bulk of your free time will determine how much fulfillment you experience in retirement.

So what's your retirement plan look like? If you are like most people contemplating retirement, you may have given some thought to the financial aspects of retirement planning but absolutely no consideration to the personal aspects.

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