Working, Traveling, and Being Broke in Retirement

WORKING IN RETIREMENT

According to a recent study by the Pew Research Center, 77 percent of today's American employees include working for pay in their retirement planning as one of their retirement wishes.

Most of those surveyed say they will have a retirement job because they want to, and not because they will have to.

Pew, however, finds those statements out of step with the experiences of people who are actually retired.

Just 12 percent of the retirees Pew surveyed say they are currently working either full or part time for pay at any type of retirement job.

TRAVELING IN RETIRMENT

92 percent Baby Boomers plan to travel around Australia after they retire, but half of those surveyed don’t feel confident in having the money to do it when they retire.

New research released by ANZ reveals that 92 percent of ‘Baby Boomers’ want to travel around Australia on retirement, with 83 percent planning to engage more in hobbies sports.

However, ANZ’s “New Retirement” survey found almost half of Australians aged between 45 and 64 do not feel confident they have adequate funds to do what they want in retirement (49 percent). With only 24 percent extremely or very confident about their finances.

RETIREES AND BABY BOOMERS FEAR BEING BROKE IN RETIRENT MORE THAN DEATH!

A report has found only one in four Australian baby boomers are confident they have saved enough money for their retirement.

The ANZ survey shows nearly 50 per cent of people aged between 45 and 64
do not think they have enough saved to maintain the kind of lifestyle they want in retirement.

In contrast, only one-quarter of people in that age group are confident they have enough money to retire comfortably.

At the same time, according to a survey by Allianz Life, 61 percent of the 3,200 American baby boomers and retirees surveyed (ages 44 to 75) said they feared outliving their retirement income and retirement savings more than they dreaded dying.

Perhaps this is the new retirement where people will have to continue working at retirement jobs such as writing and self-publishing books such as

Even so, it is best to retire rich but to die broke.

NEW RETIREMENT RESOURCES

Here are a few new retirement resources:

Include Your Spouse in Your Retirement Plan and Not in Ernie Zelinski's Retirement Plan

Retirement T-Shirts to Show That You Are Happily Retired

Retirement Speeches at The Retirement Cafe

The Retirement Job or Retirement Career That Can Make You a Fortune

It's better to be out of money than out of new creative ideas on how to make money.
- Spiritual Rule of Money

If you are a baby boomer approaching retirement age, no doubt lately you have been thinking that you may have to change your retirement plan to one in which you work until you drop dead on the job.

This probably means that your retirement fantasy life and your retirement portfolio to support such a life are diametrically opposed.

How about creating your ideal retirement career?

Check out: RETIREMENT CARRERS at THE CAREER SUCCESS RESOURCE CENTER

Perhaps you are looking for a fun retirement job or a unreal retirement business because you didn't do sufficient retirement planning while you were working.

Check out: JOBS FOR RETIREMENT JOBS at THE RETIREMENT CAFE

Here is great information about how you can increase your retirement income.

RETIREMENT JOBS AND RETIREMENT CAREERS ON SQUIDOO

Have you ever thought about sharing your life’s story and strategies for success with the world?

Have you ever written down four or five how-to lessons about life or business and thought, “Man, people would pay for this hard-earned wisdom.”

If yes, then you’re a lot more like the “gurus” than you might have thought.

(And you might as well get paid like them, agreed?)

Legendary trainers like Tony Robbins, Jack Canfield, Deepak Chopra, John Gray, and Marianne Williamson all decided at some point to teach others.

Want to be the next guru in your field?

This valuable retirement job information is available at:

DREAM JOBS FOR RETIREMENT at UNREALJOB.COM

Check out: Sponsorship Resources,

Also Check Out Active Retirement Career Resources:

Create Your Unreal Retirement Job or Dream Retirement Career

Jobs for older workers are expected to increase in certain occupations in the future as employers hire seniors, baby boomers and retirees who come with experience and intellectual capital - but often without a need for expensive benefits - for temporary jobs and project work.

If this trend develops, you may be able to create your unreal retirement job or dream career for retirement.

These Stats apply to Canadians:

• An estimated 950,000 Canadians would like to start a business within the year says research done by RBC Financial Group.
  Self-employment is growing fastest among young Canadians (age 15-24) and older Canadians (age 55+), says Stats Canada.


• 'Seniorpreneurs' account for ¼ of self employed people in Canada, and 30% of the total workforce over 55.40% of Canadians think entrepreneurship is the most rewarding career option, according to a 2005 poll by Leger Marketing.


• Self-employment is growing fastest among young Canadians (age 15-24) and older Canadians (age 55+), says Stats Canada.

Keep in mind that you don't have to go halfway around the world and spend a ton of money to spot opportunities for retirement jobs and retirement businesses and take advantage of them.

Opportunities for creating new sources of income are all around us, including our backyards.
Robert G. Allen and Mark Victor Hansen, co-authors of The One Minute Millionaire (Harmony, 2002), claim that they will be able to spot at least fifteen money-making opportunities in your living room alone.

Indeed, opportunities for creating your own great retirement jobs and retirement businesses are all around you. I discuss this at length in my latest book Career Success Without a Real Job.

Approaching Retirement and not sure if you want to quit working? Check out these retirement job resources loaded with opportunities perfect for the skills and maturity you can provide.

• JOBS FOR RETIREMENT at THE CAREER SUCCESS RESOURCE CENTER


• RETIREMENT JOBS ON SQUIDOO


• UNREAL JOBS FOR RETIREMENT at UNREALJOB.COM


• RETIREMENT JOBS at THE RETIREMENT CAFE
  

Career Resources for Retirees Who Want a Retirement Job

If you are a retiree thinking about going back to work, here are some more tell-tale signs that you should read Career Success Without a Real Job:

You just may have to read Career Success Without a Real Job if your biggest claim to fame is being “Able to say the ABCs backward in under five seconds.”

You just may have to read Career Success Without a Real Job if you have ever placed this on a résumé: “Am a perfectionist and rarely if if ever forget details.”

You just may have to read Career Success Without a Real Job if people are so narrow-minded at your workplace that you have to stack their prejudices vertically.

You just may have to read Career Success Without a Real Job if you have ever placed this on a résumé: “I have an excellent track record, although I am not a horse.”

Here are some success quotes if you still want to work in retirement and become a success in your career:

To be successful, the first thing to do is fall in love with your work.
— Sister Mary Lauretta

The best augury of a man's success in his profession is that he thinks it the finest in the world.
— George Eliot

Trust not what inspires other members of society to choose a career. Trust what inspires you. From this decision alone will come over a third of your satisfaction or misery in your life.
— from The Lazy Person's Guide to Success

Here are some more resources for retirees:

Retirement Quotes Cafe

Fun Retirement Jobs at The Retirement Cafe

Retirement Jobs at The Real Career Resource Center

Why You May Have to Read "Career Success Without a Real Job"

Here are more tell-tale signs that you may have to read Career Success Without a Real Job:

• You just may have to read Career Success Without a Real Job if your workplace has you wondering, "If ignorance is bliss, why aren't all my co-workers happy?"
• You just may have to read Career Success Without a Real Job if your workplace is a refuge for the imbeciles and the incurables.
• You just may have to read Career Success Without a Real Job if hope at your workplace is a pathological belief in the occurrence of the impossible such as things will be better next month.
• You just may have to read Career Success Without a Real Job if hope at your workplace is an illusion reserved for the polyannas.
• You just may have to read Career Success Without a Real Job if your company believes that the essence of good advertising is not to inspire hope, but to create greed.
• You just may have to read Career Success Without a Real Job if you learned this from your workplace: "Ten million ignorances do not constitute one knowledge."

For more information on how to live without a job, check out The Joy of Not Working by Ernie Zelinski.

For fun retirement jobs see Fun Retirement Jobs at the The Retirement Cafe.

Retirement Jobs for Retirees

Career Success Without a Real Job: The Career Book for People Too Smart to Work in Corporations by Ernie J. Zelinski is a great book for retirees who would like to keep working but not in a corporation.

Here are some of topics from Chapter 2: Unreal Jobs — So any Worlds; What to Do?:

• The Best Time to Pursue Your Dream Retirement Career Is Twenty Years Ago and Today
• Why Not Work for the Best Boss in the World — Twenty Million Individuals Already Do!
• There's No Better Business than Your Own Unconventional Business
• The World's Coolest Unreal Jobs
• Today's Most Exciting Unconventional Business That Allows You to Make Money While You Sleep
• Write Yourself out of Poverty into Satisfaction and Riches
• Retire to a job You Love Instead of One You Love to Hate

Although this is not a retirement book like his two other best-sellers, it will particularly benefit the millions of baby-boomer "retirees" who want to continue working in a retirement job, but not in a traditional corporate setting.

Two more recent news item about the new retirement:

Near-Retirees' net worth has plunged, report finds
Jerry W. Jackson Sentinel Staff Writer
3:39 PM EST, February 25, 2009 etirees head back to work
abc7news.com - San Francisco,CA,USA

Retirees are feeling the impact of the sour economy right now, so many of them are going back to work. One retired accountant is now back at work driving a ...
See The Retirement Cafe Website for more Retirement Jobs for Retirees

Retirement Jobs Can Be Fun and Profitable

According to Retirement Statistics Canada, more than 300,000 Canadians 65 or older worked in 2001.

• 57% were 65-69


• 26% were 70-74


• 17% were 75 or older

If you are going to work in your retirement years, why not work at a fun retirement job?

Jobs during retirement can be fun and profitabled if you create an internet business.

Here’s a list of websites or blogs that are making lots of money. This list came from A Dawn Journal by Ahmed Dawn.

• Boing Boing Makes over $1 million a year.


• Mashable This technology blog makes roughly $165,000 a month.


• Darren Rowse Estimated earnings between $120,000 to $1,200,000. He pioneered moneymaking techniques in blogging.


• Steve Pavlina Personal Development Guru. He makes $480,000 annually from blogging activities.


• Plenty of Fish Markus Frind, a Canadian, makes $5 to $10 million a year from this free dating site.


• Ashley Qualls Seventeen year old high school dropout makes $75,000 a month from her website.

This list of people making loads and loads of money on the Internet can be expanded with you on it and you can do this in your retirement years.

Check the Top 10 Retirement Jobs on the Real Success Resource Center

And Retirement Jobs on Suidoo

RETIREMENT JOBS - THE FUNKY CAREER CHANGE BOOK FOR PEOPLE TOO SMART TO WORK IN CORPORATIONS

For many baby boomers, a retirement job will be the perfect time to begin a second career.

Of course, some or all of the above retirement jobs may not appeal to many people given that there are more exotic retirement jobs to pursue. Based on my research on what the creative and bold retirees are doing, here are some of them.

This is a review of one of my favorite career change books that is also a great value to retirees who want to work in retirement and are interested in retirement jobs.

From a Review in Synchronicity Magazine

Real Success Without a Real Job by Ernie J. Zelinski reads like a conversation with an old friend. The author found success in an unconventional way after losing his job as an engineer and has come to understand that the true path of happiness, contentment, and satisfaction lies in the discovery of one's ture passion or calling.

While pointing out that it may not be for everyone, the author proceeds to tell us of exciting realities that await those who dare to dream of a life lived on their own terms. We, not some faceless corporation, decide on the hours, vacation time, with whom we want to work, and what we are going to do today. To be able to say, "I love what I do and I have my freedom," is priceless to those who are not the corporate type.

Zelinski reminds us that real success is not measured merely by the 'all might dollar' but more so, by having a few good friends and the time to spend with them. He wants us to seriously consider if what it is we 'do', is what makes us happy and if it isn't, why not consider 'doing' that which does make us happy.

The book is 'peppered' with quotes from people like Henry Ford, Jerry Garcia, Mother Teresa and Mad Magazine that give us an inspiring look into the mindsets of all these successful people and ideas. A quote by William James encompasses the central concept of the book, "The greatest discovery of my generation is that man can alter his life by altering his attitude."

One thing all these people seem to have in common is a committment to their vision. 'Work' isn't where they go each day. The task at hand becomes something to accomplish that will bring their dream closer to fruition. When you have an idea and exert the effort, success will follow.

Real Success Without a Real Job by Ernie Zelinski is a pleasure to read and its positive, up-beat message is full of hope and encouragement for those who are ready to become their own boss.

Purchase Real Success Without a Real Job: The Career Book for People Too Smart to Work in Corporations by Ernie Zelinski at:

Real Success Without a Real Job at Amazon.com

or

Real Success Without a Real Job at BarnesatNoble.com