MAJOR SUCCESS PRINCIPLES

Here are a few unconventional success principles:

Limited funds are a blessing, not a curse. Nothing encourages creative thinking in quite the same way.

Judge your success by what you had to give up in order to get it.

Be an original even if it means being seen as a little eccentric. Unpopular thinking is normally right thinking.

Choose work and projects that are in harmony with your values.

Be modest. A lot was accomplished before you were even born.

Beware of the person who has nothing to lose.

MAJOR SUCCESS PRINCIPLE: Don't major in minor things.

MAJOR SUCCESS PRINCIPLE: Winners do what losers don't want to do. Being average is for losers.

MAJOR SUCCESS PRINCIPLE: Seek opportunity, not security. Security is for losers. A boat in harbor is safe, but in time its bottom will rot out.

MAJOR SUCCESS PRINCIPLE: Instead of using the words problem or recession, substitute the word opportunity.

MAJOR SUCCESS PRINCIPLE: Ever so often push your luck. It's best to live your life as an exclamation, not an explanation.

Here are a few resources to help you be more successful:

Benefits from a Recession

How to Become a Millionaire

Retirement Jobs

Goodbye Letters for Work

Career Success Quotes

Retirement Quotations - Not!

Here are some quotations. Although not retirement quotations, hopefully you will enjoy one of them.

Failure is twenty years of shopping and nothing to wear.
- Graffiti for the soul

An economics professor teaches students how to solve the problems of the economy which the economics professor has avoided by becoming an economics professor.
- Unknown wise person

The only thing saving us from the people working in government is the fact that they are totally inept, inefficient, and ineffective.
- Unknown wise person

In today's economy, it's best to go to college or university and get yourself a good high-school education.
- Unknown wise person

All life is sacred except hippies, rednecks, and economists.
- Unknown wise person

Here are some retirement resources:

The Difference Between a Recession and a Depression

How to Become a Millionaire

Where to Retire

Career Resources for Retirees Who Want a Retirement Job

If you are a retiree thinking about going back to work, here are some more tell-tale signs that you should read Career Success Without a Real Job:

You just may have to read Career Success Without a Real Job if your biggest claim to fame is being “Able to say the ABCs backward in under five seconds.”

You just may have to read Career Success Without a Real Job if you have ever placed this on a résumé: “Am a perfectionist and rarely if if ever forget details.”

You just may have to read Career Success Without a Real Job if people are so narrow-minded at your workplace that you have to stack their prejudices vertically.

You just may have to read Career Success Without a Real Job if you have ever placed this on a résumé: “I have an excellent track record, although I am not a horse.”

Here are some success quotes if you still want to work in retirement and become a success in your career:

To be successful, the first thing to do is fall in love with your work.
— Sister Mary Lauretta

The best augury of a man's success in his profession is that he thinks it the finest in the world.
— George Eliot

Trust not what inspires other members of society to choose a career. Trust what inspires you. From this decision alone will come over a third of your satisfaction or misery in your life.
— from The Lazy Person's Guide to Success

Here are some more resources for retirees:

Retirement Quotes Cafe

Fun Retirement Jobs at The Retirement Cafe

Retirement Jobs at The Real Career Resource Center

Why You May Have to Read "Career Success Without a Real Job"

Here are more tell-tale signs that you may have to read Career Success Without a Real Job:

• You just may have to read Career Success Without a Real Job if your workplace has you wondering, "If ignorance is bliss, why aren't all my co-workers happy?"
• You just may have to read Career Success Without a Real Job if your workplace is a refuge for the imbeciles and the incurables.
• You just may have to read Career Success Without a Real Job if hope at your workplace is a pathological belief in the occurrence of the impossible such as things will be better next month.
• You just may have to read Career Success Without a Real Job if hope at your workplace is an illusion reserved for the polyannas.
• You just may have to read Career Success Without a Real Job if your company believes that the essence of good advertising is not to inspire hope, but to create greed.
• You just may have to read Career Success Without a Real Job if you learned this from your workplace: "Ten million ignorances do not constitute one knowledge."

For more information on how to live without a job, check out The Joy of Not Working by Ernie Zelinski.

For fun retirement jobs see Fun Retirement Jobs at the The Retirement Cafe.

True Career Success and Career Success — Not!

These come from Career Success on Twitter:

You just may have to read Career Success Without a Real Job if you worship idleness because it is eco-friendly.

TRUE CAREER SUCCESS: "Find a job you like and you add five days to every week."

— H. Jackson Brown, Jr.

CAREER SUCCESS — NOT! "If your company has a clean-desk policy, the company is nuts and you're nuts to stay there."

CAREER SUCCESS — NOT! "Accomplishing the impossible means only that the boss will add it to your regular duties."

— Doug Larson

TRUE CAREER SUCCESS: "Every prosperous person who does not work hard has a creative project or intellectual property that does."

CAREER SUCCESS — NOT! "Some folks can look so busy doing nothin' that they seem indispensable."

— Kin Hubbard



The Six Best Things Anybody Ever Said about New York:

Free E-book - Silver Linings in the Recession

"Nothing is as inevitable as a recession whose time is long overdue," according to Ernie Zelinski, in his new free e-book 101 Reasons to Love a Recession

"A recession is obviously upon us. But a recession is not all bad. In adversity, there is always opportunity — at least for those individuals willing to see it and motivated enough to capitalize on it. Indeed, the Chinese words for crisis and opportunity are the same."

This E-book is designed to entertain people as well as show them the many silver linings in the current recession:

"Please feel free to share this e-book with your readers, friends, clients, and co-workers, says Zelinski. "You can post it on your website if you want."

The E-book by the author of the International Bestseller The Joy of Not Working (Over 225,000 copies sold and published in 17 languages) is available as a complimentary download at the following website:

The Retirement Café

See The Love a Recession Website for many more ways on how you can benefit
from a recession.

End of Recession Will Not Bring Back Retirement Spending

Even after the recession ends, Americans said their spending will return to just 86% of pre-recession levels, according to a survey by AlixPartners, a global business-advisory firm.

The spending drop will equate to an approximate 10% drop, or more than $1 trillion annually, in GDP, according to a press release of the survey results.

Survey participants estimated that their retirement savings have dropped an average of 25%, and almost a quarter of those polled (22%) said they now plan to retire later than previously expected. Among that number, the expected retirement age jumped 3.6 years to older than age 65. When asked why they now expected to retire later, 30% cited loss of savings or retirement.

AlixPartners said that the huge Baby Boomer generation—once thought to be moving into the years in which they would be spending their retirement savings—might instead be accounting for more than a third (35%) of total dollars saved by Americans post-recession.

If the recession has meant you are unemployed there is still hope.

If you would like to create your dream job or operate a micro-business, you need to read Career Success Without a Real Job.

Check out Career Success on Twitter

Retirement Jobs for Retirees

Career Success Without a Real Job: The Career Book for People Too Smart to Work in Corporations by Ernie J. Zelinski is a great book for retirees who would like to keep working but not in a corporation.

Here are some of topics from Chapter 2: Unreal Jobs — So any Worlds; What to Do?:

• The Best Time to Pursue Your Dream Retirement Career Is Twenty Years Ago and Today
• Why Not Work for the Best Boss in the World — Twenty Million Individuals Already Do!
• There's No Better Business than Your Own Unconventional Business
• The World's Coolest Unreal Jobs
• Today's Most Exciting Unconventional Business That Allows You to Make Money While You Sleep
• Write Yourself out of Poverty into Satisfaction and Riches
• Retire to a job You Love Instead of One You Love to Hate

Although this is not a retirement book like his two other best-sellers, it will particularly benefit the millions of baby-boomer "retirees" who want to continue working in a retirement job, but not in a traditional corporate setting.

Two more recent news item about the new retirement:

Near-Retirees' net worth has plunged, report finds
Jerry W. Jackson Sentinel Staff Writer
3:39 PM EST, February 25, 2009 etirees head back to work
abc7news.com - San Francisco,CA,USA

Retirees are feeling the impact of the sour economy right now, so many of them are going back to work. One retired accountant is now back at work driving a ...
See The Retirement Cafe Website for more Retirement Jobs for Retirees

Be Creative During a Recession

This is the dedication by author Ernie Zelinski in his first book The Art of Seeing Double or Better in Business, which he wrote during a recession.

To all the creative people throughout the ages who have been willing to risk, be different, challenge the status quo, ruffle a few feathers — and in the process — truly make a big difference in this world.

And here are some latest headlines relating to retirement:

Recession hits retirees living abroad
Easier (press release) - Chester,UK
Britons looking to retire abroad to traditional European destinations
such as Spain and Portugal have been warned to think twice about their
decision by the ...

Florida retirees see American dream shattered
Taipei Times - Taiwan
The Florida panhandle, home to the US’ largest population of retirees,
has become a center of financial panic. “The banks and the mortgage
companies just ...

What do these two seemingly unrelated topics have to do with each other?

If you are retired or soon-to-be retired and want to survive the recession in style, no doubt you have to be creative. Early retirement can still be achieved in this day and age by the creative individuals of this world.

More on this later.

What Is Happining to the Concept of Early Retirement?

So what is happening to the concept of early retirement?

Here are are a few retirement headlines from the major media?

Pension disaster looms
Edmonton Sun - Alberta, Canada
Statistics Canada says about 5.7 million of Canada's 16.2 million workers have a private pension plan. Even before the stock market crashed, some Canadian ...

Catholic Sentinel
Faltering economy makes for tough times for seniors, retirees
Catholic Sentinel - Portland,OR,USA
By Ed Langlois The fall of the stock market has caused particular pain for retirees and those about to retire. One woman felt compelled to leave her new ...

Americans react to recession in different ways; what about you?
USA TODAY
"My husband's retirement plan went down to practically nothing," she says. The Albrights aren't alone, by any means. It would seem Betty White, 76, ...

To help you retire happy, see:

How to Retire Happy, Wild, and Free

The Joy of Not Working

Career Success Without a Real Job

In Retirement or Otherwise, Never Do These Things

NEVER, NEVER DO THESE THINGS

Never underestimate the power of human stupidity.
— Robert Heinlein

Never get involved with someone who wants to change you.
— Quentin Crisp

Never steal anything so small that you'll have to go to an unpleasant city jail for it instead of a minimum-security federal tennis prison.
— P. J. O'Rourke

Never send a man to do a horse's job.
— Mr. Ed.

Never fight an inaminate object.
— P. J. O'Rourke

Never insult an alligator until after you have crossed the river.
— Cordell Hull


Check out:

My 101 Successes in Life

Ernie Zelinski Book List on The Open Library

Retirement Is Getting a Bad Rap

The Art of Retirement seems to getting harder by the day.

Here are some more recent story headlines:

Recession hits retirees living abroad
Easier (press release) - Chester,UK
Britons looking to retire abroad to traditional European destinations
such as Spain and Portugal have been warned to think twice about their
decision by the ...

Florida retirees see American dream shattered
Taipei Times - Taiwan
The Florida panhandle, home to the US’ largest population of retirees,
has become a center of financial panic. “The banks and the mortgage
companies just ...

Planadviser.com
Would-Be Retirees Plan to Work Longer
Planadviser.com - Stamford,CT,USA
Delaying retirement is one of several life adjustments pre-retirees
are making to weather the current economic climate. CPA financial
planners surveyed by ...

Check out these retirement resources:

Ernie Zelinski's Book List on The Open Library

101 Business and Money Resources

Fun Things to Do at Work While You Wait to Retire

101 Successes in Life

Friends and Money in Retirement

Retirees and Soon-to-Be Retirees Net Worth Has Plunged

Not so long ago I came across a report by the o the Employee Benefit Research Institute that said a startling 59 percent of workers age 55 or older have less than $100,000 in savings and investments, excluding the value of their home, according t Another 18 percent have between $100,000 and $249,999, and only 23 percent have $250,000 or more.

Many people who were looking to retire in the near future are now expecting to work until they are 70, 80, or 90.

It seems that things may be worse that first reported. The serious decline of house prices, the stock market crash and the economic recession (could be upgraded to a depression) have ravaged the wealth, or net worth, of Americans near the traditional retirement age of 65.

See:

Near-Retirees' net worth has plunged

Quotes for Retirement:

• Bought one, got one free — first rung on the achievable goals ladder.
  — T-shirt worn by Mr. Boffo cartoon by Joe Martin
• All intellectual improvement arises from leisure.
  — Samuel Johnson
• The wisdom of a learned man cometh by opportunity of leisure: and he that hath little business shall become wise.
  — Bible

Retirement Resources



ERNIE ZELINSKI'S The Money Cafe featured on Launch Your Money Cafe Project:



101 Really Important Things You Already Know, But Keep Forgetting


Best Retirement and Finance Guides

Retirement Resources for the Recession

Here are some benefits from the economic recession:

From a food website:

Food will improve in cafes and bars because only the cafes and bars
serving high quality food at reasonable prices will survive.

Some new delicious dishes may be born during the present recession.
Like great music, some of the great food we eat today such as pizza
and stew were created during economic downturns.

People who don't know how to cook may learn how to do so simply because
they can no longer afford to eat out all the time.

The economic recession does has a silver lining for employers – it
has created an opportunity for employers to pick up highly-experienced,
motivated and loyal employees at very reasonable rates. Ron Brown,
sales director at Australia's recruitment firm Plus 40, which specialises
in the placement of older workers, says the pool of older workers
looking for retirement jobs has increased sharply in recent months.
“A lot of those people have less than half of the retirement savings
they had three or four months ago.” Corporations can now get all these
added extras – experience, a high level of skills, commitment, stability
– for the same rate as a young unreliable and unexperienced employee.

Here are two retirement recession resources to check out:

Upside of a Recession

101 Reasons to Love a Recession Progress Report

Resources to Help You Deal with the Recession

Retirement Quotes and Retirement News

Recent Retirement News:

1. As nest eggs shrink, many defer retirement
MSNBC
But as the financial markets have raveged retirees’ savings and investments, Laursen has put his retirement on hold. On top of a big hit to his retirement ...

2. rather ...
Retirement deals leave big holes in city departments
Tucson Citizen, AZ - 3 hours ago
Tucson's administrators have tried to control the impact of those departures with sweetened retirement packages, reducing slightly the long-term payout in ...

3. SD retirement, trust funds lose in market plunge
Forbes, NY
By CHET BROKAW , 11.17.08, 01:58 PM EST The stock market plunge has caused large losses for the South Dakota Retirement System and several state trust funds ...

Resources for Retirement:


Health Is the Best Retirement Gift to Give Yourself

Where to Retire

Best Retirement Guides and Finance Resources for Seniors

How to Make Friends in Retirement

How to Prosper During a Recession

101 Business Resources to Make You Rich

Two Retirement Quotes about Leisure to Help You Retire Happy

All intellectual improvement arises from leisure.
— Samuel Johnson

The wisdom of a learned man cometh by opportunity of leisure: and he that hath little business shall become wise.
— Bible

Retirement News from the Last Week

Here are clips from recent retirement articles:

Catholic Sentinel
Faltering economy makes for tough times for seniors, retirees
Catholic Sentinel - Portland,OR,USA
By Ed Langlois The fall of the stock market has caused particular
pain for retirees and those about to retire. One woman felt compelled
to leave her new ...

Americans react to recession in different ways; what about you?
USA Today - USA
"My husband's retirement plan went down to practically nothing," she
says. The Albrights aren't alone, by any means. It would seem Betty
White, 76, ...


Future retirees will lose total contributions worth some €80 mln ...
BusinessStandard.RO - Bucharest,Romania
If future retirees lose total contributions this year worth some €80
million, the fund managers will lose some €3 mln. Most of these managers
expected to ...

Check out these recent retirement resources:

101 Retirement Resources

Health Is the Best Retirement Gift to Give Yourself

Recession versus Depression

Friendship Resources for Retirement

101 Money and Personal Finance Resources on The Money Café

The New Retirement - Bleak and Not So Cozy

Here are some latest topics about the new retirement:

1. Retirees ‘tighten the belt’ in tough times
Lismore Northern Star - Australia
Coorabell retirees Jim and Barbara Hardie say they both lived through
the Great Depression, so are confident of surviving the current economic
downturn. ...


2. 40000 Australian retirees to shelve retirement plans – here’s how
you can benefit
SmartCompany.com.au - Melbourne,Victoria,Australia
According to new research from actuarial firm Rice Warner, plummeting
financial markets will force about 40000 older workers to postpone
their retirement ...

Too Much Retirement Planning May Be As Bad As Too Little
Consumer Affairs - USA
However, pre-retirees who had done more planning reported worse losses,
on average, than those who hadn’t planned. Retirement planning strategies
encourage ...

Here are some retirement resources to help you retire:

Funny Retirement Speech Topics

FRIENDSHIP ADVICE BETWEEN BEST FRIENDS

Where to Retire - Best Places to Retire

Retirement Resources and Retirement Activities

Some More Retirement Resources and Retirement Activities for New Retirees:

THE RETIREMENT CAFE: This website addresses the new retirement including topics such as why you should retire before you expire, where to retire, how to preserve retirement savings, how to increase retirement income, how to find fun retirement jobs, and how to get involved in inspirational retirement activities.
Some Retirement Articles on this website:

Ready to Retire Happy - Get Real!
Fun Things to Do When You Retire
Retiring Too Late Means You Don't Get Another Chance to Do It Right!
How Retirees Can Be Productive Slackers!
Retire Now - Don't Die Working
It's a Great Time to Be Retired - There's So Much to Do!
Retire Before You Expire - Why Tempt Fate and Die Working?
Winning a Lottery - The Retirement Plan with the Most Bugs to Be Worked Out
Retirement Planning Tip - Get More Serious about Leisure than about
Finances
7 Secrets to a Happy Retirement

Retirement Jobs on The Real Success Resource Center


Ernie Zelinski on Facebook

THE FRIENDSHIP CAFE: Where Best Friends Learn How to Become Great Friends - Topics covered include:

Best Friends at The Friendship Café - Best Friend Quotes, Best Friends Poems, Best Friend Sayings
Best-Friends.html
THE FRIENDSHIP CAFE Friendship Poems
Old Friends Are the Best Friends
Friendship Advice on The Friendship Café: Tips on How to Make and Keep Best Friends
Friendship Sayings
Proverbs about Friends
QUALITY AND NOT THE QUANTITY MATTERS IN FRIENDSHIP

FRIENDSHIP POEMS

ON THE MONEY CAFE:

SMART AND RICH

New Retirement Resources

Here are some new retirement resources:

THE RETIREMENT CAFE: This website addresses the new retirement including topics such as why you should retire before you expire, where to retire, how to preserve retirement savings, how to increase retirement income, how to find fun retirement jobs, and how to get involved in inspirational retirement activities.

Some Retirement Articles on this website:

Does Your Retirement Plan Include Your Spouse?
Ready to Retire Happy - Get Real!
There Is Life After Retirement
Retirement Allows You to Pursue Your First Love - Which Is to Live Life to the Fullest
Retiring Too Late Means You Don't Get Another Chance to Do It Right!
How Retirees Can Be Productive Slackers!
Retire Now - Don't Die Working
It's a Great Time to Be Retired - There's So Much to Do!
Retire Before You Expire - Why Tempt Fate and Die Working?
Retire Early - Here's How!
Winning a Lottery - The Retirement Plan with the Most Bugs to Be Worked Out
It's a Great Time to Be Retired - Your Retirement Advantages!
10 Tough Retirement Questions
Retirement Planning Tip - Get More Serious about Leisure than about
Finances
7 Secrets to a Happy Retirement


Ernie Zelinski's BENEFITS OF AN ECONOMIC RECESSION Website



THE FRIENDSHIP CAFE: Where Best Friends Learn How to Become Great Friends. This one is important since friendship is so important in retirement:Best Friends
Friendship Poems
Best Friend Quotes, Best Friends Poems, Best Friend Sayings
Friendship Poems
Old Friends Are the Best Friends
True Friends and True Friendship
Rules and Principles of Friendship
Friendship Advice Tips on How to Make and Keep Best Friends
Friendship Sayings
Proverbs about Friends
Friends and Money
101 Ways to Have Great Friends
Friends Heaven Sent

Quotes and Sayings about Friendship and Money

Before borrowing money from a friend, decide which you need more.— Author Unknown

Acquaintance. A person whom we know well enough to borrow from, but not well enough to lend to.— Ambrose Bierce

Money separates more friends than it unites.— Author Unknown

Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.— Oprah Winfrey